# San Antonio Hail & Storm Damage Roof Repair Source: https://arproofing.com/san-antonio-hail-storm-damage/ Last updated October 2026 San Antonio, Texas If a spring hailstorm just worked over your San Antonio roof, here's how ARP gets the damage documented before you ever talk to an adjuster. Yes — ARP repairs hail and storm damage across San Antonio and documents it the way your insurance carrier needs to see it. We're an Atlas PRO+ and GAF Certified Plus contractor, and the first step is a free, photo-documented storm assessment. Book your storm assessment. [Free Inspection & Estimate →](https://arproofing.com/book/) [Call (210) 714-0040](tel:+12107140040) ![Randal and Preston Williams, ARP Roofing owners](https://arproofing.com/_astro/arp-roofing-randal-preston-williams.F4OKkfk5_Z2cyTWz.webp) Family owned, locally accountable COO & President — the father and son behind ARP ## Why these credentials are on this page 5,000+ Completed projects 4.9★ 300+ five-star reviews GAF Certified Plus Manufacturer standing Atlas PRO+ Platinum Select Second shingle line BBB A+ · CTRCA Member Accountability Why ARP ## Why Choose ARP for Your San Antonio Storm Damage A San Antonio storm leaves you with one hard question: is the damage bad enough to matter, and will insurance cover it? Answering that is where ARP's [residential roofing in San Antonio](https://arproofing.com/san-antonio-residential-roofing/) team starts. Bexar County sits in a Texas hail belt, where March-through-May supercells bring [hail damage](https://arproofing.com/residential-roofing/storm-damage/hail-damage/) and [wind damage](https://arproofing.com/residential-roofing/storm-damage/wind-damage/) hard enough to bruise shingles and lift tabs you can't see from the ground. ARP is an Atlas PRO+ and GAF Certified Plus contractor, and storm documentation is where our COO, Randal Williams, does his best work. He's a former commercial high-rise field engineer and an Xactimate expert with deep insurance claims experience. - Every finding is photographed before your adjuster arrives, so your claim rests on evidence. - We meet your adjuster on the roof and work alongside your carrier — not against them — so the scope reflects the full damage we find. - 5,000+ projects across the San Antonio metro, into Kendall and Comal Counties. ![Hail bruising documented up close — the fractured mat that fails weeks later, photographed the way your carrier needs to see it.](https://arproofing.com/_astro/hail-damage-asphalt-shingles-ridge.D0UHk0WI_Z1sqHuM.webp) Hail bruising documented up close — the fractured mat that fails weeks later, photographed the way your carrier needs to see it. ![Randal Williams, ARP Roofing COO & Senior Roofing Consultant](https://arproofing.com/_astro/arp-roofing-randal-williams.XIeD7i6f_1Tjv4T.webp) > After a spring hailstorm rolls through Bexar County, the homeowners who lose their claim usually aren't the ones with the least damage. They're the ones whose damage never got documented before the adjuster showed up. So I get on your San Antonio roof and photograph every bruise and wind-lifted tab the way the carrier needs to see it. That way you're not fighting for a fair scope after the fact. > > Randal Williams · COO, ARP Roofing & Remodeling Signs to Look For ## Signs of Hail Damage on a San Antonio Roof Most hail damage hides from the ground, which is why so many San Antonio homeowners miss a covered claim. After a Bexar County storm, these are the tells a trained eye looks for: - **Granule loss and bare spots** — hail knocks the protective granules off the shingle mat, leaving dark, soft-looking bruises that accelerate aging. - **Dented soft metals** — check your gutters, downspouts, vents, and flashing. Dents in metal are the clearest evidence a stone was big enough to bruise your shingles too. - **Cracked, split, or creased shingles** — a hard hit or a wind-lifted tab that folded back and cracked at the seal line. - **Soft or spongy spots** underfoot on the mat, where the fiberglass base has fractured under the impact. As a rule of thumb, hail around one inch — roughly a quarter — is enough to damage an asphalt roof, and the bigger the stone, the deeper the bruising. The danger is what you can't see: a bruised shingle may not leak today but fails months later, so the damage is worth documenting now, not after the next storm. ![Granule loss and bruising on an asphalt shingle — the kind of hail damage that isn't obvious from the ground until it starts to leak.](https://arproofing.com/_astro/asphalt-shingle-hail-damage-granule-loss.BTQ1IXDV_2gGNpH.webp) Granule loss and bruising on an asphalt shingle — the kind of hail damage that isn't obvious from the ground until it starts to leak. How It Works ## How ARP Documents San Antonio Storm Damage The order you do things in after a hailstorm decides how your claim goes. Here's the three-step process our San Antonio team runs. 1 **Free roof inspection & estimate.** We photograph the actual damage — hail bruising on the shingle mat, wind-lifted tabs, dented vents and flashing, and any interior water entry. 2 **Documentation package and adjuster meeting.** You get a written scope and a photo set built the way carriers read them, and we meet your adjuster on the roof so nothing legitimate gets missed. 3 **Approved repair or replacement.** Once your carrier approves the scope, we complete the work and register your manufacturer warranty. If you're replacing after repeated hail, we can walk you through [Class 4 impact-resistant shingles](https://arproofing.com/residential-roofing/shingle-roofing/class-4/) built to hold up in the hail belt. A full replacement pulls a permit through City of San Antonio Development Services at 1901 S. Alamo St. Storm work is almost always insurance-scoped — with a replacement-cost (RCV) policy, your out-of-pocket is your deductible plus any upgrades you choose (an actual-cash-value policy also withholds depreciation), while your carrier covers the approved storm damage. There's no honest flat price to quote sight-unseen, and we work with you and your carrier to supplement the scope so the full covered loss is documented. For the full breakdown of storm-damage diagnosis and the claim process, see our [guide to storm-damage roof repair](https://arproofing.com/residential-roofing/storm-damage/). On Garden Ridge's custom acreage homes, [Garden Ridge Roofing Contractor](https://arproofing.com/garden-ridge-roofing-company/) covers the hail claims and the city roof permit we file on every job. Avoid the Storm-Chaser ## Choosing a Storm-Damage Roofer in San Antonio Every spring hailstorm draws a wave of out-of-town roofers into Bexar County — magnetic signs on a rented truck, a clipboard, a knock on your door, and pressure to sign before the water's even dry. They file the claim, do the fast work, and are three states away when the seam opens next season. A storm is the exact moment to slow down, not speed up. Before you hire anyone for hail damage repair in San Antonio, ask four questions: - Do you have a permanent local address and current insurance? - Will you document the damage with photos before the adjuster arrives? - Do you meet my adjuster on the roof? - When is my manufacturer warranty registered? A settled San Antonio roofer answers all four without flinching. ARP does the storm work our neighbors call back for — documented, warrantied, and here long after the storm-chasers have moved on. And remember: no honest contractor will offer to waive or "eat" your deductible — in Texas that's a crime, not a discount. Storm & Insurance ## Ready to Get a San Antonio Storm Assessment? If a storm just hit, the first move is getting the damage on record. Your free roof inspection & estimate is photo-documented, adjuster-ready, and yours to keep whether or not you file. Our San Antonio team works from our office at 11 Spanish Pass Rd, Boerne, TX 78006 and covers the Bexar County metro into Kendall and Comal Counties. [Schedule your free roof inspection & estimate](https://arproofing.com/book/) · 📞 (210) 714-0040 Get your San Antonio storm assessment ## What storm damage costs in San Antonio When a hail or wind storm damages your roof, your insurance carrier covers repair or replacement of the storm damage. With a replacement-cost (RCV) policy, your out-of-pocket cost is your deductible plus any upgrades you choose; an actual-cash-value (ACV) policy also withholds depreciation. We work with your carrier to supplement the scope so covered damage isn't left out. Here's how the money actually works. What you'll actually pay On a covered claim with a replacement-cost (RCV) policy, your out-of-pocket cost is your deductible plus any upgrades you choose; an actual-cash-value (ACV) policy also withholds depreciation. We work with you and your carrier to supplement the claim scope, so the covered storm damage needed to restore your roof to pre-storm condition is actually in that scope. We document and supplement the scope ARP's Xactimate-trained team photographs and measures the damage the way your adjuster reads it, and works with your carrier to supplement the scope so covered items aren't left out. We help document and justify the scope — we don't act as your public adjuster or negotiate your settlement for you. ### Book your free San Antonio storm assessment A photo-documented hail and wind damage report, in the format your carrier needs. Making it affordable ## Financing your insurance deductible A storm claim covers the roof, but your portion — your deductible, plus any upgrades you choose — still lands as an out-of-pocket bill, often right when you're already dealing with the damage. That's why we offer financing on your portion: if you qualify, you can spread that out-of-pocket cost into manageable monthly payments and get your roof restored now instead of waiting out another hail season under a failing one. [See our deductible financing options →](https://arproofing.com/residential-roofing/roof-financing/) Honest fit check ## Is ARP the right fit for your San Antonio project? The best way to judge any San Antonio contractor — us or anyone else — is to ask for a written scope, ask who your single point of contact is, and ask when the manufacturer warranty gets registered in your name. If a roofer can't answer those three plainly, that's your answer. Yes — we're a match ### A good fit if you - Want a roofer your San Antonio neighbors have actually used — not a pop-up tent after the last hailstorm. - Want everything documented and in writing, with photos, before any crew gets on the roof. - Plan to stay in your San Antonio home or hold the property long term. - Had recent hail or wind damage and want it documented correctly for your carrier. [Free Inspection & Estimate →](https://arproofing.com/book/) No — we'll say so up front ### Not the right fit if you - Need a commercial job below our minimum repair scope, or a firm residential repair price over the phone — we quote every repair after an on-roof inspection. - Need someone to start tomorrow with no inspection. - Are choosing purely on the lowest bid, without reading the scope underneath it. - Want a contractor to pay, waive or "take care of" your deductible — a criminal offense in Texas under Business & Commerce Code § 27.02. We'd rather tell you that on the phone than waste a walkthrough. No cost, no obligation ## Your free San Antonio hail & storm roof inspection & estimate A free San Antonio storm roof inspection & estimate costs nothing and comes with no obligation. A project manager documents the hail and wind damage the way your carrier needs to see it — photographed, sized, and tied to the storm — and leaves you the full set whether you file or not. On a San Antonio home we check the south and west slopes first, because that's where the hail lands hardest and where bruised mats and granule loss show up a season before a ceiling stain does. We're not your adjuster and we don't negotiate your claim — but you get honest documentation and a written scope, so you know what the damage actually is before anyone talks settlement. From assessment to warranty 1 ### Free Roof Inspection & Estimate We measure your roof, photograph it, and document what's actually there — not a curbside guess. You get the photo set whether you hire us or not. 2 ### Written Scope Before Any Work You'll see line-item scope, materials, warranty options, and a real number in writing. Nothing starts until you've read it. 3 ### Install and Warranty Registration A crew led by an ARP project manager does the work, pulls the San Antonio permit, and inspects at the key stages — then your manufacturer warranty registers in your name within 30 days. **No fee, no deposit, no pressure.** We confirm your address is covered before we schedule — then a project manager walks the roof. [Free Inspection & Estimate →](https://arproofing.com/book/) [Call (210) 714-0040](tel:+12107140040) Questions that decide the job ## San Antonio roofing — frequently asked questions ### How do I know if my San Antonio roof actually has hail damage? You often can't tell from the ground — hail bruising and wind-lifted tabs stay hidden until a trained eye gets on the roof. After a March-through-May supercell, granule loss, dented vents, and soft spots on the shingle mat are the tells. A free roof inspection & estimate settles it with photos. [Book your storm assessment](https://arproofing.com/book/). ### Should I have my roof inspected before I call my insurance company? Yes — documenting the damage first means your claim rests on evidence, not a guess. We photograph every hail bruise and wind-lifted shingle so your carrier sees the full loss, then meet your adjuster on the roof. Start with a [San Antonio roof inspection](https://arproofing.com/san-antonio-roof-inspection/). ### Does ARP help with my insurance deductible? No — Texas law requires you to pay your deductible, and no contractor can waive it. Texas Insurance Code § 707.002 makes paying it your obligation, and Texas Business & Commerce Code § 27.02 makes it a crime for a roofer to waive or rebate it. We document the full damage instead, so your approved scope is fair. [Book your storm assessment](https://arproofing.com/book/). ### How long do I have to file a storm damage claim in Texas? Most Texas property carriers give you about a year from the date of loss to file, though your specific policy controls. Don't wait — damage worsens with the next storm, and fresh documentation is stronger. Get it assessed early. [Book your storm assessment](https://arproofing.com/book/). ### How much does hail damage roof repair cost in San Antonio? Hail damage repair in San Antonio (SATX) is almost always insurance-scoped, so with a replacement-cost (RCV) policy your out-of-pocket is your deductible plus any upgrades you choose (an actual-cash-value policy also withholds depreciation), while your carrier covers the approved storm damage — there's no honest flat price to quote sight-unseen. We work with you and your carrier to supplement the scope so the full covered loss is documented and your approved scope is fair. [Book your free roof inspection & estimate](https://arproofing.com/book/). ### Should I repair or replace my roof after hail damage? It depends on how widespread the bruising is. Isolated hail damage on an otherwise sound roof can be repaired, but when bruising covers much of the roof or the shingles are near end of life, carriers often approve a full replacement — and a Class 4 impact-resistant roof is the smart rebuild in the Bexar County hail belt. Our documented assessment shows which call your roof supports. Compare [San Antonio roof replacement](https://arproofing.com/san-antonio-roof-replacement/). ### Can hail damage cause a leak weeks or months later? Yes — that's the danger of hail. A bruised shingle can look intact and stay watertight for weeks, then fail once the fractured mat weathers and the next storm drives rain into it. That delay is exactly why you document the damage right after the storm, while the cause is clearly hail and your claim window is open. [Book a storm assessment](https://arproofing.com/book/). ### Will insurance cover an older roof in San Antonio? Often, but how it's paid depends on the roof's age and your policy. Many Texas carriers still cover a 15- or 20-year-old roof after hail damage, though some pay actual cash value — the depreciated amount — instead of full replacement cost once a roof is older. ARP's COO, Randal Williams, documents the damage and the roof's condition the way your carrier needs to see it, so you get everything your policy allows. We don't negotiate the claim or act as your adjuster — that stays between you and your carrier. Still exploring? ## Want the complete guide to storm & hail damage? Our statewide storm & hail damage guide goes deep on materials, cost, lifespan, and how each choice holds up in Texas — the full answers behind this San Antonio page. [Read our Roof Storm Damage guide →](https://arproofing.com/residential-roofing/storm-damage/) Explore your San Antonio roof ## Start where your question is Every door lands on one written scope — pick the one that fits where you are right now. 01 ### [Gutters in San Antonio](https://arproofing.com/san-antonio-gutters/) If your San Antonio gutters overflow in every storm, here's how to fix where that water goes, before it reaches your foundation. See Gutters in San Antonio → 02 ### [San Antonio Metal Roofing](https://arproofing.com/san-antonio-metal-roofing/) If your San Antonio home needs a metal roof that shrugs off summer UV and spring hail, here's what ARP builds and how your job runs. See San Antonio Metal Roofing → 03 ### [Shingle Roofing in Texas](https://arproofing.com/residential-roofing/shingle-roofing/) The most common Texas roof, and how to buy one that lasts. See Shingle Roofing in Texas → 04 ### [Free San Antonio Roof Inspection](https://arproofing.com/san-antonio-roof-inspection/) If your San Antonio roof needs a set of trained eyes, here's exactly what a free ARP inspection covers and what you walk away holding. See Free San Antonio Roof Inspection → 05 ### [San Antonio Roof Repair](https://arproofing.com/san-antonio-roof-repair/) If your San Antonio roof is leaking or took a hit this storm season, here's how ARP finds the real problem and fixes it right. See San Antonio Roof Repair → 06 ### [San Antonio Roof Replacement](https://arproofing.com/san-antonio-roof-replacement/) If your San Antonio home needs a new roof, here's how ARP replaces it and where to start. See San Antonio Roof Replacement → ## Book your free San Antonio roof assessment Photo-documented, with a written condition report in hand — whether or not you hire us. [Book my San Antonio visit](https://arproofing.com/book/) [Call or text (210) 714-0040](tel:+12107140040) ![ARP Roofing team of 20+ employees standing between two branded service trucks in parking lot](https://arproofing.com/_astro/arp-roofing-team-portrait-trucks-2.CEWRNgwx_1rPolC.webp) **Sources & References** - Underwriters Laboratories, UL 2218 impact-resistance standard - [Texas Department of Insurance, deductible-waiver is illegal](https://www.tdi.texas.gov/tips/can-a-contractor-waive-my-deductible.html) - [Texas Department of Insurance, storm claim recovery tips](https://www.tdi.texas.gov/consumer/storms/recoverytips.html) - [City of San Antonio, Development Services Department](https://www.sa.gov/Directory/Departments/DSD)